Start your four-wheeler insurance online journey now to discover a world of limitless opportunities! Having thorough coverage for our beloved four-wheeled friends is essential. The thrilling discovery, however, is that insurance providers offer a variety of dynamic add-ons to revitalise and customise your policy. Come along on a thrilling journey as we investigate the fantastic ability of motor insurance add-ons for car insurance, elevating your coverage to extraordinary levels.
Zero Depreciation Cover
The zero-depreciation cover is one of the most popular extras. Typically, the insurer considers the depreciation of your car’s parts and subtracts a certain amount when you submit a car insurance claim for repairs only after damage. The zero-depreciation cover eliminates this deduction, allowing you to receive full claim amount without considering depreciation. Owners of new or high-end vehicles will significantly benefit from this add-on because they may be compensated to the fullest extent possible for repairs or replacements. Claims are subject to terms and conditions set forth under the motor insurance policy. *
Your car’s engine is its beating heart, so any damage caused by an accident may require expensive repairs. The engine protector add-on protects you from monetary losses brought on by harm to the engine from water infiltration, oil leakage, or hydrostatic lock. It offers much-needed financial protection by covering repair expenses, including the cost of parts and labour. Claims are subject to terms and conditions set forth under the motor insurance policy. *
24/7 Spot Assistance
You might find yourself stranded on the side of the road at any time due to emergencies or breakdowns. You can get 24/7 assistance if you purchase the 24/7 spot assistance add-on. You can call for help anytime, whether you have a flat tyre, a dead battery or running low on fuel. A professional will then be sent to assist you. This extra ensures you’re never stranded on the road and offers a crucial safety net. Claims are subject to terms and conditions set forth under the motor insurance policy. *
Personal Accident Cover
In an accident, serious injuries or even passing away may result. The personal accident cover add-on may protect your finances and passengers in the event of an accident. In addition to providing coverage for medical costs and network hospital stays, it also provides benefits in the event of passing away or permanent disability. To ensure your safety and the safety of your loved ones, we strongly advise purchasing this addition. Claims are subject to terms and conditions set forth under the motor insurance policy. *
Consumable Expenses Cover
Several consumables, such as nuts, bolts, engine oil, and lubricants, need to be replaced when your car is repaired after an accident, but only if necessary, the part is damaged. These consumables can get expensive very quickly. In the event of an accident, the consumables cover add-on may take care of these costs, preventing you from having to bear the burden. It’s a small investment that may result in substantial long-term savings.##
Claims are subject to terms and conditions set forth under the motor insurance policy.*
Add-ons emerge as the champions of customisation in the fast-paced world of four-wheeler insurance online, allowing you to precisely shape your policy to meet your needs. Although these extras might require a more significant investment, the benefits outweigh the small price. Claims are subject to terms and conditions set forth under the motor insurance policy.These add-ons can be bought at the time of buying a new policy or during car insurance renewal.
*Standard T&C Apply
##All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.